Speak Chinese - Six steps to help you save money

CITYLIFE / Odds & Ends






Six steps to help you save money

(lady.qq.com)
Updated: 2007-04-16 10:31



You have a nice salary, but you still feel short of money. At the end of
each month, you often ask yourselves, "Where has all my money gone"? To
help you better manage your salary, here comes some money saving tips.
Following them your daily expense will be cut off easily, but still keep
the quality of your life.

First, you need to set ambitious goals to encourage you to save money.
For example, you plan to have a formal dress in one year, to own a car in
two years' time or to buy an apartment in five years.

Second, form money saving habits while stay away from those that waste
money. Learn to keep a diary of how much you spend and what it's for.
Think twice before using money on expensive skin care products. The best
ways to keep your skin in good condition is sufficient sleep.

Third, economize your daily expense. Change electric wares into energy
efficient ones and leave no more than one light open when you leave home.
Buy vegetables from a market not a supermarket where vegetables are less
expensive and more fresh. When going to a supermarket, take a notebook
with you. Write down what you wanna buy to avoid buying unnecessary
stuffs. For things like shampoo, soap or washing powder, buy the family
pack.

For girls, who always spend money on clothes, there are some rules
helping cut off the expense. Keep an eye on discounts information, you're
likely to buy good summer dress in winter in a reasonable price. Shopping
malls issue membership cards periodically. Go and get one if it's free,
it may give you special discounts.

Fifth, economize your social life. Package the leftovers for next day
when you have dinner in a restaurant. When it's your turn to offer a
meal, invite your friends to your home, cook the dinner yourself. If you
are to attend a wedding ceremony and an expensive present is needed, ask
several friends to go together to share a present. When separate from
your boyfriend, send the gifts he sent you to your friends instead of
throwing them away

While reducing expenditures, you need broaden your way earning money.
Find yourself a part-time job if you are energetic enough, which gives
you more working experience. Give birth to your money. If you are not
good at making investments, talk to a financial consultant and entrust
your savings with him.










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